在全球化日益加深的今天，掌握一定的金融英语词汇对于从事国际金融业务的人来说至关重要。资金周转是金融活动中最核心的部分之一，涉及到的英语词汇既专业又丰富。以下是一些常见的资金周转相关英语词汇及其解释，帮助你轻松掌握国际金融术语。
1. 基础词汇
Cash Flow
释义：现金流量，指企业在一定时期内现金流入和流出的数量。 例句：Maintaining a healthy cash flow is crucial for the sustainability of a business.
Capital
释义：资本，指企业用于投资的资金。 例句：The company is planning to increase its capital investment next year.
Assets
释义：资产，指企业拥有的具有经济价值的资源。 例句：Assets can be divided into current assets and fixed assets.
Liabilities
释义：负债，指企业所承担的债务。 例句：Liabilities are typically reported on the balance sheet.
Equity
释义：股东权益，指股东在企业中的所有权份额。 例句：The equity of a company is the difference between its assets and liabilities.
2. 资金筹集词汇
Loan
释义：贷款，指金融机构提供给借款人的资金。 例句：The bank granted a loan to the company to expand its operations.
Equity Financing
释义：股权融资，指企业通过发行股票来筹集资金。 例句：Equity financing is a common method for startups to raise capital.
Debt Financing
释义：债务融资，指企业通过借款来筹集资金。 例句：Debt financing carries higher risk compared to equity financing.
Investment
释义：投资，指将资金投入到某个项目或资产中，以期获得回报。 例句：Investing in real estate can be a good way to diversify your investment portfolio.
3. 资金管理词汇
Budgeting
释义：预算编制，指对企业未来一段时间内的收入和支出进行预测和规划。 例句：A well-planned budget can help a company manage its finances effectively.
Forecasting
释义：预测，指对未来的经济状况、市场趋势等进行估计。 例句：Accurate forecasting is essential for making informed business decisions.
Treasury Management
释义：财务管理，指企业对资金进行有效管理，以确保资金安全、流动性和盈利性。 例句：Treasury management involves managing cash flow, liquidity, and investments.
Risk Management
释义：风险管理，指企业识别、评估和应对潜在风险的过程。 例句：Effective risk management is crucial for the long-term success of a business.
4. 资金周转相关词汇
Turnover
释义：周转，指企业在一定时期内销售商品或服务的总金额。 例句：The turnover of the company increased by 20% last year.
Receivables
释义：应收账款，指企业因销售商品或提供服务而产生的尚未收到的款项。 例句：Managing receivables is important to ensure timely cash flow.
Payables
释义：应付账款，指企业因购买商品或服务而产生的尚未支付的款项。 例句：Payables are typically recorded on the balance sheet.
Working Capital
释义：营运资本，指企业用于日常运营的流动资产减去流动负债。 例句：Adequate working capital is necessary for a company to operate smoothly.
通过学习这些词汇，相信你已经对资金周转的英语术语有了基本的了解。在实践过程中，不断积累和运用这些词汇，你将更加游刃有余地应对国际金融交流。记住，掌握金融英语词汇是打开国际金融市场大门的关键。